Aetna
Founded in Hartford, Connecticut, the Aetna Insurance Company has been an insurance carrier for over 160 years. The company added health insurance coverage in 1899 after nearly fifty years of growth in the life and property insurance industry. The first health insurance plans were only sold to owners of the company's other types of insurance.
From its beginnings, Aetna was influential in offering new health insurance products, such as major medical coverage and the development of HMOs. Its 1996 merger with U.S. Healthcare and 1999 merger with Prudential Healthcare strengthened this area of Aetna's business. Today, Aetna is part of the Aetna Group and is a major carrier of all types of health insurance plans across the US. The company offers a number of plans specifically for the residents of Michigan.
Aetna Health Insurance Products
Aetna provides low-cost health insurance plans for individuals, families, and businesses of all sizes, including:
- Coverage for individuals and families
- Sole proprietor health insurance
- Medicare products
- Dental plans
- Prescription plans
- Long-term care plans
- Group health insurance plans
Recognizing that people need various types of coverage depending on their phase of life (young single, married, family with children, unemployed, self-employed, retired), Aetna's plans are flexible. For example, Aetna allows you to determine which of their PPO (preferred provider organization) plans fits your needs or the needs of your group. The plan chosen controls whether you can do the following:
- Choose a doctor from their list for in-network pricing
- Choose the size of your deductible (from $500 to 5000 per year)
- Choose the amount of your co-pay and monthly payments
- Add dental, vision, and prescription coverage
- Participate in effective preventive care programs
- Get flu shots
Aetna Company Ratings
Standard & Poor's A+
Moody's Aa3
Fitch AA-
A.M. Best A
Contact Aetna
151 Farmington Avenue
Hartford, CT 06156
http://www.aetna.com
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