Golden Rule Insurance Company
The Golden Rule Insurance Company is a wholly owned subsidiary of the UnitedHealth Group, a large U.S. health insurance provider for both groups and individuals. In business for over sixty years and chosen by the Ward group as one of the 50 Life-Health Top Performers, Golden Rule sells economical health coverage. The company has been an innovator, creating plans such as medical savings accounts (health savings accounts) or shared risk accounts (coverage for large, unexpected medical expenses). These innovations are now available from a number of companies.
Golden Rule Health Insurance Products
The Golden Rule Insurance Company’s individual and group medical plans are designed to provide ethical treatment of customers and business associates. This company offers a large number of affordable plans, including:
- Health Savings Account (HSA) plans for healthy individuals, combining low premium, high-deductible insurance, a tax-advantaged savings account, and network discounts.
- High deductible plans with lower premiums but higher out-of-pocket expenses, great for people who only need major medical insurance.
- Copay plans for families with small children, who depend on copay benefits for routine expenses.
- Saver plans to augment the plans mentioned above to cover inpatient care and major outpatient costs such as MRIs, outpatient surgery, and CAT scans.
- Preventive care benefits package that pays wellness expenses for adults and children
- An excellent preferred network of both doctors and hospitals that have agreed to substantial discounts
Golden Rule also offers short-term medical insurance for individuals between jobs or otherwise in transition, prescription drug benefits, and preventive care.
Golden Rule Company Ratings:
A.M. Best A
Standard & Poor's A+
Contact Golden Rule Insurance Company
712 Eleventh Street
Lawrenceville, Illinois 62439
www.goldenrule.com
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