Health Alliance Plan
Health Alliance Plan, in operation for over 40 years, is a nonprofit health plan with over 565,000 members. The Health Alliance Plan was originally formed to offer alternative health coverage to union members. Based in the Detroit area, the company offers benefits packages to employee groups of all sizes, from two employees to thousands. Through its wholly owned subsidiaries, it also offers a full line of health insurance plans to individuals, including Medicare-eligible persons.
Health Alliance Plan Insurance Products
Health Alliance Plan provides the following types of low cost health insurance plans:
- Individual and family plans
- Medicare and beneficiary plans
- Group health plans for small business
- PPO, POS, EPO, CDHP, HSAs, and HMO plans
- Health coverage continuation for autoworkers
- Chronic care support and coverage
- Prescription drug coverage, including online ordering
- Online support and education tools
- Behavioral health management
Some of the features of the Health Alliance Plans are:
- Separate rate scales for in-network and out-of-network, but flexibility to use the doctors and facilities near you.
- A large pool of physicians and hospitals
- The plan centers on a relationship with a primary care physician.
- Choice of plans, including those with or without a deductible
- Can choose a plan with a predictable co-pay or one with a cap on expenses
- Preauthorization is required for most procedures
- Can add prenatal, dental, or alternative medicine coverage
Health Alliance Plan focuses on wellness and preventive healthcare so their members can get healthy and stay healthy. Their benefit options offer the support to put the patient in charge of his or her own health.
Health Alliance Company Ratings
A.M. Best B++
Fitch BBBq
Contact Health Alliance Insurance
2850 West Grand Blvd.
Detroit, MI 48202
www.hap.org
Request a Free Michigan Health Insurance Quote Today>>