UNICARE
UNICARE Health Insurance and Health Care Plans is an independent national provider of quality, affordable health insurance coverage. UNICARE is an affiliate of WellPoint, which is one of the largest publicly traded health insurance organizations in the country and is associated with Blue Cross/Blue Shield. This private company offers a variety of forms of low cost health insurance coverage to the residents of Michigan. Their basic HMO and PPO plans are for both individuals and business groups of all sizes. They are persistent in finding ways to modify plans to offer even more flexibility to their clients. They strive to predict and control health care costs in order to maintain affordable coverage
unicare Health Insurance Products
The UNICARE Health Plan offers the following types of affordable health insurance plans:
- Individual and family plans
- Medicare and beneficiary plans
- Group health plans for small business, including traditional, PPO, and HMO plans
- Long term care plans
Some of the features of the direct-pay UNICARE Health Plan health plans for the employees of small businesses are:
- Separate rate scales for in-network and out-of-network, but flexibility to use doctors and facilities near you.
- A large pool of physicians
- The plan centers on a relationship with a primary care physician.
- Choice of plans, including those with or without a deductible
- Can choose a plan with a predictable co-pay or one with a cap on expenses
- Preauthorization is required for most procedures
- Can add prenatal, dental, or alternative medicine coverage
Individual plans include a range of deductibles and co-pays. The UNICARE Health Plan also offers a high deductible plan for use with a health savings account and a short-term coverage plan. Their focus remains on wellness and on empowering the individual to take charge of his or her own health.
unicare Company Ratings
A.M. Best A-
Fitch AA-
Standard & Poor’s A+
Contact
UNICARE
233 S. Wacker Drive, Suite 3900
Chicago, Illinois 60606
http://www.unicare.com